India Network Foundation is pleased to announce that a new comprehensive health insurance plan with pre-existing conditions coverage of upto $20,000 with a maximum comprehensive coverage of $150,000 for below 70 years old; and $15,000 comprehensive pre-existing condition coverage with $75,000 maximum coverage for 70 plus years old. This program is a unique program that should help saving conscious members who wish to limit their out of pocket expenses. The plan also known as Traditional plan is 80/20 plan which pays 80 percent of covered health care expenses upto $5000 and there after 100 percent coverage upto policy maximum for new medical conditions and accidents. In case of pre-existing condition related emergencies, the plan pays similar to the above example except first $1,000 deductible must be met by the policy holder. Please call India Network office for any questions or queries at 407-243-8760
Dec
30
India Network Health Insurance Plan Continues Pre-existing Condition Coverage in 2012
We are very pleased to announce that the India Network Health Insurance will continue to offer its award winning coverage that includes pre-existing conditions cover in 2012. The current coverage of $50,000 for pre-existing will continue and we are working on improving that coverage to $60,000 with effect from February 1, 2012. This particular aspect of the program has been helping thousands of families stuck with unexpected illnesses related to pre-existing conditions, known or unknown to the visitors. While most plans sold in the market deny such claims, India Network has been taking care of those unexpected illnesses when purchased the pre-existing coverage plan.
The India Network Traditional plan (also known in various forums as Comprehensive Plan) will have additional option to choose pre-existing coverage. This comprehensive health insurance plan will be a unique program that offers ppo network in the United States as well as coverage for pre-existing conditions, starting in February 1, 2012.
Dec
23
Merry Christmas and Happy New Year
India Network wishes all its members, and their families a Merry Christmas and Happy New Year.
We are very excited to add more new features to our Health Insurance Program effective January 1, 2012, most imporantly increase the pre-existing condition coverage limit to $60,000… this highest amount offered by any insurance company in the United States. More details will be posted next few weeks.
Dec
06
India Network Offers Accidental Death Benefit as a part of Health Insurance Program
Many of you may not realize that the India Network Health Insurance program has many important coverages to take care of your loved ones when they are visiting the United States or any country outside their home country. One of the specific benefits is called ‘ACCIDENTAL DEATH DISMEMBERMENT of $25,000′. This is the amount that the Health Insurance Policy will pay in case of accidental death of visitor during their stay abroad. Partial amounts are payable in the following cases as well:
Life……………………………………………………………………… Principal Sum
Both Hands or Both Feet or Sight of Both Eyes………………………………… Principal Sum
One Hand and One Foot……………………………………………………… Principal Sum
Either Hand or Foot and Sight of One Eye…………………………………….. Principal Sum
Either Hand or Foot……………………………………………………….. One-Half the Principal Sum
Sight of One Eye………………………………………………………….. One-Half the Principal Sum
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Unfortunately, accidents do happen and with India Network plan history of more than two decades, India Network distributed millions of dollars under this category. A major problem has been identification of beneficiary when paying death benefit. Please make sure that US Resident person, next of kin to the visitor is signed-on as member of India Network, and indentify clearly the relation between visitor and yourself. Second, please make sure that all visitors signoff on a beneficiary statement identifying one of their loved ones as beneficiary of any benefits payable under the program. This would help in case such a need arises and save time and faster disposal of claims.
Nov
22
Tips in Purchasing Visitor Health Insurance Coverage
Purchasing a heath insurance policy for yourself or your visiting parents is not a easy task. Many folks, including health insurance agents are often confused with various plans, coverages, deductibles, and exclusions. This is more so with agents selling many many programs through web sites with minimal or no in depth knowledge of each program that you see on the web site. This is yet another reason to think of India Network Plan. This program has been in place for more than two decades, originally written and developed by Dr. KV Rao, a demographer and a statistician with keen interest in providing a combination of coverage, affordable premiums, and reliability as the core principals in developing the program. It comes from a non-conventional side of health insurance and thus many agents either misread the program or misundertsand or appreciate the benefits of the program. For example, India Network program is the only one that offers coverage to all ages groups and special coverage for pre-existing problems with affordable premiums, and a deductible that we can live with. Yes, it is not the perfect plan but IT IS the best plan you could buy in the United States for your loved one.
You can rely on the experiences of thousands of folks before you in the last 25 years. The very reason that India Network Helath plan commands national attention is for its quality and innovative coverage options than advertising campaigns. If you are confused as many of us are, purchase India Network Premier Coverage, and you won’t regret!
Sep
20
KVRAO.Org launches new online enrollment for Visitor Health Insurance Plans
India Network Foundation under the leadership of Dr. KV Rao launched a brand new design to assist community members in enrolling and renewing award winning health insurance plans offered by India Network. The India Network Foundation sponsors three kinds of plans for visiting parents, temporary workers, students and their families directly in contract with the insurance company. These three plans provide three different options – a standard plan covering new problems and accidents; a premier plan covering new problems, accidents and old problem related emergencies; and a traditional plan covering new problems in the 80/20 PPO type plan. The direct contract with insurance carrier along with greater number of community members participating in the program made it possible to achieve these coverage levels without burdening the pocket book. Even today, India Network Health Insurance is the only plan that offers coverage for pre-existing conditions upto $50,000. A number of visitors already benefited by this program.
Jul
01
Premium Health Insurance Plan Offering Extended till the end of 2011
We are very pleased to announce that the award winning health insurance plan covering pre-existing conditions for visitors of all ages (0-99 years old) has been extended till December 31, 2011. We are thankful to the loyal members of the community for their support and commitment to the programs sponsored by India Network Foundation. Several members expressed their concern and extended their support to continue the offering of the plan beyond July 1, 2011. Extensive negotiations and reviews made it possible to extend the plan. However, the premiums may raise any time for the health plan covering pre-existing conditions. Please spread the word about the plan and it helps to have a large base to negotiate better rates and coverage for the benefit of all members of the community of visitors.
Jun
11
Last date to take Pre-ex Condition Health Insurance for new members Extended till December 31, 2011
India Network Premier health insurance has been helping many families for the past few years. The plans have paid more than 10 million dollars for claims in the past. The expenses in offering the premier plans far exceed of any other plan in the market today. These plans are real benefit to elderly visitors helping them with major illnesses.
India Network is taking on more and more sick visitors. We need younger. and healthly visitors as well to balance. Hence, we are restricting enrollment to Premier Plans (Pre-ex condition coverage plans) to existing members and their relatives as of December 31, 2011. We love to help all visitors coming to the United States but can only do so with your help. Spread the news about India Network Health Insurance to all your friends. This would help us continue to offer quality valuable coverage to elderly visitors.
Jun
08
Dental, Vision and Rx Coverage – Vital Savings
India Network Health Insurance coverage for Dental, Vision and Rx is very limited, i.e., available only in case of accidental injury to sound natural tooth. However, some kind of coverage for Dental, Vision and RX is highly desirable for elderly visitors. India Network recommends
VITAL SAVINGS DISCOUNT CARD by AETNA, is a Discount card offered by AETNA. Vital Savings by Aetna is accepted at 86,000+ available dental practice locations nationwide. It is a cost effective solution and can be purchased online using the above link.
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Jun
01
India Network Health Insurance Video
India Network Health Insurance is pleased to post the following informational Video (currently broadcast in TV9, and TV1 channels). India Network Video