The Standard Plans do not require a network physician or facility. The India Network plan is a national program valid in the US and extends to visits to incident countries such as Canada, Mexico and the Bahamas. You may visit any provider closest to your location (see yellow pages in your phone book). All you have to do is present them with your Insurance ID card. Claims processing will settle the claims with the provider directly if the provider bill for covered services as per your program chosen or to you (the insured) if you file claim. On-line Claims are filed from Members Area.
If you are enrolled in a Network based Comprehensive Plan, to participate at the 80%/20% co-insurance for the first $5,000 of medical expenses, please refer to the MultiPlan Provider Network search for a list of doctors and facilities.